Compensation Planning

Not only do we look for ways to improve the tax efficiency of your family income, but we look for ways to improve your situation before you receive your income - through deferred compensation plans.

For some this means Supplementary Pension Plans (SERP's), Individual Pension Plans (IPP's), Registered Compensation Arrangements (RCA's) and innovative ways to participate in Share Purchase Plans and Share Option Plans. For others, it means corporate structures and trusts. Either way, by deferring some of your excess income, more can be retained for your generation and for generations beyond.

We often work closely with Human Resources Departments and Actuaries who specialize in deferred compensation planning.