Retirement Planning and Projections

A detailed retirement plan determines whether your assets at retirement will be sufficient for you to maintain your present lifestyle for as long as you live.

The retirement plan reflects the accumulation and eventual erosion of your investment assets. We consider how your future will change (how your lifestyle expenses will change and how your income will change over time).

The analysis will illustrate asset accumulation, transitional effects at retirement (i.e., selling your dental practice) and deriving incomes from investments and pensions.

We will address when to draw on your RRIF's, when to begin receiving CPP benefits and how to structure your investments.
With a clear understanding of the journey, we look for ways to improve your asset accumulation through proven tax strategies and estate planning.